My personal finance journey

Back when I was experiencing quarter-life crisis, I started to become interested in personal finance management. It all began, as most stories like this goes, with "Rich Dad, Poor Dad" by Robert Kiyosaki. Reading this book woke me up from the zombie-like state I've accustomed my self to just to able to survive the daily grind of going to work. It made me realize that I owe it to myself to do something about my situation because I'll never be able to afford to do all the things I want to do, just by being employed. From RDPD, I moved on to "Pwede na! The Complete Pinoy Guide to Personal Finance" by Efren Ll. Cruz. Since this book was written by a Filipino for Filipinos, the content was more relevant to my case and I learned quite a lot more. It taught me how to assess my current financial situation, encouraged me to think about my financial goals, and prompted me to map out a plan on how to go about achieving them. I've read a couple of personal finance books since then and to update myself with money trends and to further supplement my financial IQ, I subscribed to MoneySense, a local personal finance magazine.

Based on what I've learned so far, I was able to start building my investment portfolio. I've recently acquired a new condo together with my boyfriend and I've also started buying old pension plans. I still have lots of debts but I'm proud to say that these are not consumer debts. Let's just say I'm using them for leverage and as soon as I get my bonus/merit increase this year, I'll be able to pay off a significant part of it. Also, I'm still thinking of other ways to increase my income. Hopefully more opportunities to earn will come my way before the year ends :)